Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
Miranda and her husband Brent were absolutely wonderful in helping us find a great house in the Old Reno neighborhood. From beginning of the process to the end they were on top of everything …We highly recommend Miranda and Brent and will use them in the future.
As promised I had an offer the first week of listing the home and the process was smooth and easy. BEST experience EVER!!! Miranda knows what she is doing and makes sure that she is there every step of the way. It was not necessary for me to miss work or have to coordinate my schedule around somebody else. Miranda took care of everything. Knowing you have an Agent that has your best interest at heart and is doing everything in their power to sell your home quickly and get the highe…
We cannot say enough good things about Miranda. She was proactive and responsive to our needs. We found the perfect house and wanted to move quickly with our offer. She happened to be in Mexico at the time on vacation and got the offer done from her hotel. Our offer was accepted and Miranda kept us apprised as our escrow went through the process, getting us in a week early.
Miranda was such a delight to work with! She made the home buying process simple and easy. She listens to what your wants and needs are and finds a perfect match! I would recommend Miranda and her team to anyone. Our next home-buying adventure in the future will not be with anyone else!
Miranda handled my home search and purchase with outstanding customer service, excellent communication and professionalism. My circumstances resulted in a six-month home search, due to my changing personal circumstances. Miranda was extremely patient as she helped me search and view numerous homes. I was finally able to move forward with a purchase in spring of 2015, she helped me find an awesome house. My seller wasn’t the easiest to deal with and Miranda made this a pleasant experience. Buy…
Miranda was AWESOME. Looked after my interests throughout the entire process and her group kept me informed at all times when changes or circumstances occurred. I would and will recommend The Vaulet Real Estate Group to my contacts in the future.
In all my dealings with Miranda through the Escrow experience, I find she is prepared and willing to go above and beyond with her clients in whatever crisis arises! I cannot think of anyone else I would recommend to buyers or sellers. She has also helped my husband and I find a home here in Nevada.
I used Miranda Vaulet with The Vaulet Group as my real estate agent. I was looking for a perfect house that would fit me and in my price range. Miranda was very helpful and knowledgeable. When a house fitting my criteria would come up Miranda would let me know right away and when I saw a house I wanted to look at she would make an appointment to show me as soon as it was possible. It took me just a short time to find the house I wanted to make an offer on and we were able to close in l…
Miranda is amazing! She is a super hard worker and takes pride in making her clients happy. She is a professional yet very fun and energetic. She made me feel very comfortable and made buying a house fun. She is great at negotiating and seems to know everyone in the business. I would definitely recommend her. When I’m ready to sell, she’s the one I’ll call.
Miranda helped us sell our home and buy a new one! She made is so easy. We cannot say enough about Miranda, it is clear that she enjoys what she does, she is good at it and is always professional. She was lots and lots of fun. We had a great experience.