Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
As promised I had an offer the first week of listing the home and the process was smooth and easy. BEST experience EVER!!! Miranda knows what she is doing and makes sure that she and The Vaulet Group are there every step of the way. It was not necessary for me to miss work or have to coordinate my schedule around somebody else. Miranda took care of everything. Knowing you have an agent that has your best interest at heart and is doing everything in their power to sell your home quickly…
Miranda was such a delight to work with! She made the home buying process simple and easy. She listens to what your wants and needs are and finds a perfect match! I would recommend Miranda and her team to anyone. Our next home-buying adventure in the future will not be with anyone else!
We were nervous first time homebuyers and were very discouraged after meeting with several realtors… until we met Miranda. Miranda was easy to communicate with, understanding of our budget and home criteria, and had knowledge and answers that made us comfortable with the process. Throughout the whole process she was extremely responsive to all my phone calls/emails/texts, which was extremely important to me. I will be recommending her to all my friends and family members who want to bu…
Miranda and her husband Brent were absolutely wonderful in helping us find a great house in the Old Reno neighborhood. From beginning of the process to the end they were on top of everything …We highly recommend Miranda and Brent and will use them in the future.
We were referred to Vaulet Group by a friend and fellow Real Estate Agent who was out of state. We needed a home in a hurry, and this group delivered. They were flexible with time which made it easy to contact them anytime. They were able to smoothly extend our closing date due to delays with our lenders, while on their family vacation!! We would highly recommend The Vaulet Group as we consider them true professionals and now good friends.
Miranda sold our house, and represented me in the purchase of our new Lennar home. Miranda not only talks the talk, but walks the walk! She is very professional, knowledgeable, and makes it a very easy and painless process! I would tell anyone who is looking for a realtor to use Miranda and The Vaulet Group without hesitation! If you want the best results, use the best!.
Miranda and The Vaulet Group provided outstanding customer service! She had our home under contract in less than a week. I have bought and sold several homes and this by far was the best experience I have had working with a Realtor. She was professional, knowledgeable, attentive, and quick to return my calls and emails. Highly recommend!!
Working in the Title business, I had many agents to choose from. I had worked with Miranda on other deal and knew she was awesome! She is very knowledgeable about the are and pleasant to work with. Brent was also very helpful. We have always built our homes in the past, this was our first experience buying an existing home and Miranda made us feel very comfortable with the journey.
The Vaulet Group helped us relocate our family from another state. They helped us figure out what questions that we did not even know to ask. Miranda was patient with us looking at lots of homes in a very short period of time. She also took care of so much for us that we could not be there to deal with. Miranda is honest and truthful. If you want someone to call it how it really is Miranda is spot on. I would recommend anyone looking for a home in Northern Nevada contact Miranda and The Vaul…
Miranda is very knowledgeable about the housing market in Reno and was always available to see houses on short notice, which was essential when practically every home was under contract less than a week after being listed. We saw numerous houses, and she was very patient and willing to see as many houses as I wanted so that I would feel comfortable about making an offer. She never pressured me but was always willing to give her honest opinion when I needed it. She was with me every step of the …