Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
Miranda and The Vaulet Group provided outstanding customer service! She had our home under contract in less than a week. I have bought and sold several homes and this by far was the best experience I have had working with a Realtor. She was professional, knowledgeable, attentive, and quick to return my calls and emails. Highly recommend!!
I am an investor and I have purchased several properties with Miranda. I never want to pay asking price I don’t even want to talk asking price I want to pay the price that I want to pay. Somehow this Group pulls miracles and gets things done. On numerous occasions she was able to find houses for me to purchase that I couldn’t find and I look everyday.
The Vaulet Group helped us relocate our family from another state. They helped us figure out what questions that we did not even know to ask. Miranda was patient with us looking at lots of homes in a very short period of time. She also took care of so much for us that we could not be there to deal with. Miranda is honest and truthful. If you want someone to call it how it really is Miranda is spot on. I would recommend anyone looking for a home in Northern Nevada contact Miranda and The Vaul…
In all my dealings with Miranda through the Escrow experience, I find she is prepared and willing to go above and beyond with her clients in whatever crisis arises! I cannot think of anyone else I would recommend to buyers or sellers. She has also helped my husband and I find a home here in Nevada.
Thanks to Miranda’s guidance, my mother’s house sold the day we put it on the market. What could have been a very stressful experience for our grieving family (my mom died unexpectedly five months ago) was instead one of the easiest and most empowering experiences we’ve had taking care of her estate. We are so grateful for the expertise and professionalism Miranda brought to the table!
Miranda is amazing! She is a super hard worker and takes pride in making her clients happy. She is a professional yet very fun and energetic. She made me feel very comfortable and made buying a house fun. She is great at negotiating and seems to know everyone in the business. I would definitely recommend her. When I’m ready to sell, she’s the one I’ll call.
Miranda helped me find a lender who was able to secure a loan for us at a good interest rate and helped us overcome some obstacles that others might have not been able to find a solution for. Miranda is driven, honest, knowledgeable and provides solutions to make her customers happy. She kept our goals her priority and was always eager to talk with us.
We cannot say enough good things about Miranda. She was proactive and responsive to our needs. We found the perfect house and wanted to move quickly with our offer. She happened to be in Mexico at the time on vacation and got the offer done from her hotel. Our offer was accepted and Miranda kept us apprised as our escrow went through the process, getting us in a week early.
As promised I had an offer the first week of listing the home and the process was smooth and easy. BEST experience EVER!!! Miranda knows what she is doing and makes sure that she is there every step of the way. It was not necessary for me to miss work or have to coordinate my schedule around somebody else. Miranda took care of everything. Knowing you have an Agent that has your best interest at heart and is doing everything in their power to sell your home quickly and get the highe…
Brent and his team were great. They helped me find a lender and walked us through the whole process from beginning to end. If ever I need to buy or sell a home again, I will be looking to the Vaulet group.