Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites. Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act. |
Testimonials
Miranda was the best real estate agent me and my wife have ever used. She was very personable and extremely professional. I would highly recommend her to anyone buying or selling.
Danny
The professionalism and friendly care that I experienced allowed me to purchase a home with the least amount of worry and stress, the process was very satisfying, would very much recommend the the Vaulet Group if you are looking to purchase Real Estate.
Scott Larsen
I have worked with Miranda and The Vaulet Group a few times in the last year, and have always been impressed with her professional attitude and knowledge, and responsiveness. She is a lot of fun to work with, too! I have referred her to my friends and would definitely refer her to friends again in the future. Hopefully I will have a transaction with her again myself soon.
Kim
Miranda and her husband Brent were absolutely wonderful in helping us find a great house in the Old Reno neighborhood. From beginning of the process to the end they were on top of everything …We highly recommend Miranda and Brent and will use them in the future.
Silvia
We cannot say enough good things about Miranda. She was proactive and responsive to our needs. We found the perfect house and wanted to move quickly with our offer. She happened to be in Mexico at the time on vacation and got the offer done from her hotel. Our offer was accepted and Miranda kept us apprised as our escrow went through the process, getting us in a week early.
Edward
We have bought and sold 3 homes and have never been treated as professionally as with Miranda. She is knowledgeable and caring. She was always available for questions and to help us fill out forms. I would use her services again in a minute. She is by far the best realtor we have ever dealt with. She always returned our calls which was important to us. It was easy and coordinated, we will always remember that.
Charles & Kathy
Miranda sold our house, and represented me in the purchase of our new Lennar home. Miranda not only talks the talk, but walks the walk! She is very professional, knowledgeable, and makes it a very easy and painless process! I would tell anyone who is looking for a realtor to use Miranda and The Vaulet Group without hesitation! If you want the best results, use the best!.
Ken
Miranda has been very helpful in our search to find a new home. No matter what time it is or how busy she is, Miranda always responds to my calls in a timely matter. I believe The Vaulet Real Estate Group goes above and beyond to help her clients find what they are looking for.
Janis
Miranda helped us sell our home and buy a new one! She made is so easy. We cannot say enough about Miranda, it is clear that she enjoys what she does, she is good at it and is always professional. She was lots and lots of fun. We had a great experience.
Joe & Katherine
Miranda and her team were extremely knowledgeable of this market. They were able to help us with the purchase of our home within a very compressed time frame. Her expertise made what could have been a very stressful situation into a very pleasurable one. Her personable style and commitment to her community make her a true asset in any real estate transaction.
Alec & Maureen