Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
Miranda was the best real estate agent me and my wife have ever used. She was very personable and extremely professional. I would highly recommend her to anyone buying or selling.
Miranda has been very helpful in our search to find a new home. No matter what time it is or how busy she is, Miranda always responds to my calls in a timely matter. I believe The Vaulet Real Estate Group goes above and beyond to help her clients find what they are looking for.
I met Miranda thru my daughter. She was easy to talk to and very positive about the sale. She returned my calls and answered even my silly questions. If I decide to buy another house in the future, I will call her for help. She made me feel very comfortable about selling my house. I’ve Iived in my home for over 35 years and felt anxious about selling. She is a warm and delightful person.
We cannot say enough good things about Miranda. She was proactive and responsive to our needs. We found the perfect house and wanted to move quickly with our offer. She happened to be in Mexico at the time on vacation and got the offer done from her hotel. Our offer was accepted and Miranda kept us apprised as our escrow went through the process, getting us in a week early.
I have worked with Miranda and The Vaulet Group a few times in the last year, and have always been impressed with her professional attitude and knowledge, and responsiveness. She is a lot of fun to work with, too! I have referred her to my friends and would definitely refer her to friends again in the future. Hopefully I will have a transaction with her again myself soon.
The Vaulet Group helped us relocate our family from another state. They helped us figure out what questions that we did not even know to ask. Miranda was patient with us looking at lots of homes in a very short period of time. She also took care of so much for us that we could not be there to deal with. Miranda is honest and truthful. If you want someone to call it how it really is Miranda is spot on. I would recommend anyone looking for a home in Northern Nevada contact Miranda and The Vaul…
We were referred to Vaulet Group by a friend and fellow Real Estate Agent who was out of state. We needed a home in a hurry, and this group delivered. They were flexible with time which made it easy to contact them anytime. They were able to smoothly extend our closing date due to delays with our lenders, while on their family vacation!! We would highly recommend The Vaulet Group as we consider them true professionals and now good friends.
Brent and his team were great. They helped me find a lender and walked us through the whole process from beginning to end. If ever I need to buy or sell a home again, I will be looking to the Vaulet group.
Thanks to Miranda’s guidance, my mother’s house sold the day we put it on the market. What could have been a very stressful experience for our grieving family (my mom died unexpectedly five months ago) was instead one of the easiest and most empowering experiences we’ve had taking care of her estate. We are so grateful for the expertise and professionalism Miranda brought to the table!
We have bought and sold 3 homes and have never been treated as professionally as with Miranda. She is knowledgeable and caring. She was always available for questions and to help us fill out forms. I would use her services again in a minute. She is by far the best realtor we have ever dealt with. She always returned our calls which was important to us. It was easy and coordinated, we will always remember that.