Worried about your mortgage payment?
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What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites. Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act. |
Testimonials
I used Miranda Vaulet with The Vaulet Group as my real estate agent. I was looking for a perfect house that would fit me and in my price range. Miranda was very helpful and knowledgeable. When a house fitting my criteria would come up Miranda would let me know right away and when I saw a house I wanted to look at she would make an appointment to show me as soon as it was possible. It took me just a short time to find the house I wanted to make an offer on and we were able to close in l…
Dan
Miranda helped me find a lender who was able to secure a loan for us at a good interest rate and helped us overcome some obstacles that others might have not been able to find a solution for. Miranda is driven, honest, knowledgeable and provides solutions to make her customers happy. She kept our goals her priority and was always eager to talk with us.
Robin
Miranda and The Vaulet Group provided outstanding customer service! She had our home under contract in less than a week. I have bought and sold several homes and this by far was the best experience I have had working with a Realtor. She was professional, knowledgeable, attentive, and quick to return my calls and emails. Highly recommend!!
David
Miranda helped us sell our home and buy a new one! She made is so easy. We cannot say enough about Miranda, it is clear that she enjoys what she does, she is good at it and is always professional. She was lots and lots of fun. We had a great experience.
Joe & Katherine
Working in the Title business, I had many agents to choose from. I had worked with Miranda on other deal and knew she was awesome! She is very knowledgeable about the are and pleasant to work with. Brent was also very helpful. We have always built our homes in the past, this was our first experience buying an existing home and Miranda made us feel very comfortable with the journey.
Joan
We have bought and sold 3 homes and have never been treated as professionally as with Miranda. She is knowledgeable and caring. She was always available for questions and to help us fill out forms. I would use her services again in a minute. She is by far the best realtor we have ever dealt with. She always returned our calls which was important to us. It was easy and coordinated, we will always remember that.
Charles & Kathy
I have worked with Miranda and The Vaulet Group a few times in the last year, and have always been impressed with her professional attitude and knowledge, and responsiveness. She is a lot of fun to work with, too! I have referred her to my friends and would definitely refer her to friends again in the future. Hopefully I will have a transaction with her again myself soon.
Kim
I am an investor and I have purchased several properties with Miranda. I never want to pay asking price I don’t even want to talk asking price I want to pay the price that I want to pay. Somehow this Group pulls miracles and gets things done. On numerous occasions she was able to find houses for me to purchase that I couldn’t find and I look everyday.
Mark
We were nervous first time homebuyers and were very discouraged after meeting with several realtors… until we met Miranda. Miranda was easy to communicate with, understanding of our budget and home criteria, and had knowledge and answers that made us comfortable with the process. Throughout the whole process she was extremely responsive to all my phone calls/emails/texts, which was extremely important to me. I will be recommending her to all my friends and family members who want to bu…
Missy
Miranda and her husband Brent were absolutely wonderful in helping us find a great house in the Old Reno neighborhood. From beginning of the process to the end they were on top of everything …We highly recommend Miranda and Brent and will use them in the future.
Silvia