Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
The Vaulet Group helped us relocate our family from another state. They helped us figure out what questions that we did not even know to ask. Miranda was patient with us looking at lots of homes in a very short period of time. She also took care of so much for us that we could not be there to deal with. Miranda is honest and truthful. If you want someone to call it how it really is Miranda is spot on. I would recommend anyone looking for a home in Northern Nevada contact Miranda and The Vaul…
Miranda is very knowledgeable about the housing market in Reno and was always available to see houses on short notice, which was essential when practically every home was under contract less than a week after being listed. We saw numerous houses, and she was very patient and willing to see as many houses as I wanted so that I would feel comfortable about making an offer. She never pressured me but was always willing to give her honest opinion when I needed it. She was with me every step of the …
We have bought and sold 3 homes and have never been treated as professionally as with Miranda. She is knowledgeable and caring. She was always available for questions and to help us fill out forms. I would use her services again in a minute. She is by far the best realtor we have ever dealt with. She always returned our calls which was important to us. It was easy and coordinated, we will always remember that.
In all my dealings with Miranda through the Escrow experience, I find she is prepared and willing to go above and beyond with her clients in whatever crisis arises! I cannot think of anyone else I would recommend to buyers or sellers. She has also helped my husband and I find a home here in Nevada.
As promised I had an offer the first week of listing the home and the process was smooth and easy. BEST experience EVER!!! Miranda knows what she is doing and makes sure that she is there every step of the way. It was not necessary for me to miss work or have to coordinate my schedule around somebody else. Miranda took care of everything. Knowing you have an Agent that has your best interest at heart and is doing everything in their power to sell your home quickly and get the highe…
Miranda helped me find a lender who was able to secure a loan for us at a good interest rate and helped us overcome some obstacles that others might have not been able to find a solution for. Miranda is driven, honest, knowledgeable and provides solutions to make her customers happy. She kept our goals her priority and was always eager to talk with us.
Miranda is amazing! She is a super hard worker and takes pride in making her clients happy. She is a professional yet very fun and energetic. She made me feel very comfortable and made buying a house fun. She is great at negotiating and seems to know everyone in the business. I would definitely recommend her. When I’m ready to sell, she’s the one I’ll call.
Miranda and The Vaulet Group provided outstanding customer service! She had our home under contract in less than a week. I have bought and sold several homes and this by far was the best experience I have had working with a Realtor. She was professional, knowledgeable, attentive, and quick to return my calls and emails. Highly recommend!!
Miranda sold our house, and represented me in the purchase of our new Lennar home. Miranda not only talks the talk, but walks the walk! She is very professional, knowledgeable, and makes it a very easy and painless process! I would tell anyone who is looking for a realtor to use Miranda and The Vaulet Group without hesitation! If you want the best results, use the best!.
If you are looking to buy in the Reno area, don’t go with anyone else! The Vaulet Group helped us secure our new house with ease and a smooth process. Brent was our realtor and he couldn’t have made this transition any easier for us. He did an amazing job!! We are already recommending Brent and the Vaulet Group to our friends who are looking to buy a house! Thank you guys!