Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
Miranda was AWESOME. Looked after my interests throughout the entire process and her group kept me informed at all times when changes or circumstances occurred. I would and will recommend The Vaulet Real Estate Group to my contacts in the future.
Thanks to Miranda’s guidance, my mother’s house sold the day we put it on the market. What could have been a very stressful experience for our grieving family (my mom died unexpectedly five months ago) was instead one of the easiest and most empowering experiences we’ve had taking care of her estate. We are so grateful for the expertise and professionalism Miranda brought to the table!
We have bought and sold 3 homes and have never been treated as professionally as with Miranda. She is knowledgeable and caring. She was always available for questions and to help us fill out forms. I would use her services again in a minute. She is by far the best realtor we have ever dealt with. She always returned our calls which was important to us. It was easy and coordinated, we will always remember that.
I have worked with Miranda and The Vaulet Group a few times in the last year, and have always been impressed with her professional attitude and knowledge, and responsiveness. She is a lot of fun to work with, too! I have referred her to my friends and would definitely refer her to friends again in the future. Hopefully I will have a transaction with her again myself soon.
We cannot say enough good things about Miranda. She was proactive and responsive to our needs. We found the perfect house and wanted to move quickly with our offer. She happened to be in Mexico at the time on vacation and got the offer done from her hotel. Our offer was accepted and Miranda kept us apprised as our escrow went through the process, getting us in a week early.
Miranda helped me find a lender who was able to secure a loan for us at a good interest rate and helped us overcome some obstacles that others might have not been able to find a solution for. Miranda is driven, honest, knowledgeable and provides solutions to make her customers happy. She kept our goals her priority and was always eager to talk with us.
Miranda is amazing! She is a super hard worker and takes pride in making her clients happy. She is a professional yet very fun and energetic. She made me feel very comfortable and made buying a house fun. She is great at negotiating and seems to know everyone in the business. I would definitely recommend her. When I’m ready to sell, she’s the one I’ll call.
Miranda handled my home search and purchase with outstanding customer service, excellent communication and professionalism. My circumstances resulted in a six-month home search, due to my changing personal circumstances. Miranda was extremely patient as she helped me search and view numerous homes. I was finally able to move forward with a purchase in spring of 2015, she helped me find an awesome house. My seller wasn’t the easiest to deal with and Miranda made this a pleasant experience. Buy…
Miranda was the best real estate agent me and my wife have ever used. She was very personable and extremely professional. I would highly recommend her to anyone buying or selling.
As promised I had an offer the first week of listing the home and the process was smooth and easy. BEST experience EVER!!! Miranda knows what she is doing and makes sure that she is there every step of the way. It was not necessary for me to miss work or have to coordinate my schedule around somebody else. Miranda took care of everything. Knowing you have an Agent that has your best interest at heart and is doing everything in their power to sell your home quickly and get the highe…