Worried about your mortgage payment?
What is a forbearance? A forbearance is an agreement between a homeowner and their mortgage servicer (to whom they send their mortgage payments) to suspend payments for a period of time. The homeowner does not incur late fees or other penalties during the forbearance.
Additionally, mortgage terms are unchanged, and the homeowner agrees to make up the accrued interest and payments in the future. Typically, a forbearance will affect a homeowner’s credit rating, however, there are a few differences in forbearances during COVID-19 which can be found on the Fannie Mae and Freddie Mac websites.
Loan servicers have been instructed to provide mortgage relief options which include:
Bottom line: homeowners who have the ability to pay their mortgage should do so. In the event you are unable to make a future mortgage payment, please call your mortgage servicer immediately and request assistance on forbearance under the new CARES Act.
Miranda and her team were extremely knowledgeable of this market. They were able to help us with the purchase of our home within a very compressed time frame. Her expertise made what could have been a very stressful situation into a very pleasurable one. Her personable style and commitment to her community make her a true asset in any real estate transaction.
Miranda and her husband Brent were absolutely wonderful in helping us find a great house in the Old Reno neighborhood. From beginning of the process to the end they were on top of everything …We highly recommend Miranda and Brent and will use them in the future.
We were referred to Vaulet Group by a friend and fellow Real Estate Agent who was out of state. We needed a home in a hurry, and this group delivered. They were flexible with time which made it easy to contact them anytime. They were able to smoothly extend our closing date due to delays with our lenders, while on their family vacation!! We would highly recommend The Vaulet Group as we consider them true professionals and now good friends.
Miranda is amazing! She is a super hard worker and takes pride in making her clients happy. She is a professional yet very fun and energetic. She made me feel very comfortable and made buying a house fun. She is great at negotiating and seems to know everyone in the business. I would definitely recommend her. When I’m ready to sell, she’s the one I’ll call.
Miranda was such a delight to work with! She made the home buying process simple and easy. She listens to what your wants and needs are and finds a perfect match! I would recommend Miranda and her team to anyone. Our next home-buying adventure in the future will not be with anyone else!
Miranda sold our house, and represented me in the purchase of our new Lennar home. Miranda not only talks the talk, but walks the walk! She is very professional, knowledgeable, and makes it a very easy and painless process! I would tell anyone who is looking for a realtor to use Miranda and The Vaulet Group without hesitation! If you want the best results, use the best!.
Miranda was AWESOME. Looked after my interests throughout the entire process and her group kept me informed at all times when changes or circumstances occurred. I would and will recommend The Vaulet Real Estate Group to my contacts in the future.
In all my dealings with Miranda through the Escrow experience, I find she is prepared and willing to go above and beyond with her clients in whatever crisis arises! I cannot think of anyone else I would recommend to buyers or sellers. She has also helped my husband and I find a home here in Nevada.
Miranda helped us sell our home and buy a new one! She made is so easy. We cannot say enough about Miranda, it is clear that she enjoys what she does, she is good at it and is always professional. She was lots and lots of fun. We had a great experience.
I used Miranda Vaulet with The Vaulet Group as my real estate agent. I was looking for a perfect house that would fit me and in my price range. Miranda was very helpful and knowledgeable. When a house fitting my criteria would come up Miranda would let me know right away and when I saw a house I wanted to look at she would make an appointment to show me as soon as it was possible. It took me just a short time to find the house I wanted to make an offer on and we were able to close in l…